See the chargeback before it lands.

Praevidense provides AML monitoring and chargeback prediction for clients in high-risk industries.

Request accessSee how it works
  • TX·8F2A1C$1,240.00Clean
  • TX·3D9B07$9,800.50Review
  • TX·B17E44$24,990.00Flagged
  • TX·5C20A9$320.75Clean
  • TX·E64F31$1,499.00Clean
  • TX·2A88DE$6,750.00Review
Flag rate · 24h
Top risk0.87
  1. 01High accuracySeveral layers of checks on every result, so you can stand behind the verdict.
  2. 02Real-time processingScoring runs in parallel: data lands the moment it arrives, and you see the result right away.
  3. 03A deep data backboneWe draw on a wide network of third-party providers and keep our data current.
  4. 04Flexible by designTune the filter system to your own rules, exactly the way you need it.

How it works

An event pipeline scores each transaction against your rules and the chargeback model, then sends the verdict straight to your console.

  1. ~10ms
    01

    Transaction comes in

    Your acquirer sends us every transaction, and we receive and confirm it in milliseconds.

  2. ~40ms
    02

    ML analysis

    Your rule templates and the chargeback model work together, weighing historical data, customer profiles, third-party databases, and many other signals.

  3. ~30ms
    03

    Transparent result

    The result is ready in real time, reproducible and written to the event log.

  4. <3s
    04

    Alerts and settings

    Suspicious transactions reach your team the moment they're flagged.

Every decision is the result of deep analysis

Decisions draw on our providers' data, integrations, an ML analysis system, and the rules you set. We both predict chargebacks and watch transactions as they happen. All of it works together to give you a result on one dashboard — clear to an analyst and an auditor alike.

  • You own the rules. Industry templates from day one, thresholds you move with sliders, no code.
  • The model scores chargeback probability in tens of milliseconds. The full explanation comes on demand when you open a case, not on every transaction.
  • Each verdict lists the exact signals that moved it, so escalations hold up and dispute responses almost write themselves.
Decision · TX·B17E44Flagged
Triggered rules
  • 5+ payments in 10 min
  • New device + VPN
  • High-risk card
  • Unusual amount
Reasons
  • Card used at 4 merchants in 10 minutes
  • Location hidden behind a VPN
  • Deposit far above this account's usual
ApproveEscalateDecline

Built for high-risk verticals

Ready-made templates configured individually for each industry, accounting for its specifics and the types of fraud it sees.

  • Online casino

    Templates for bonus abuse and sudden spikes in activity, across deposits and withdrawals.

  • Forex

    Leverage and margin-call checks with thresholds that respect your regulator.

  • Crypto exchange

    Sanctions screening at the on-ramp and wallet reputation before settlement.

  • Betting

    Templates for suspicious betting patterns and arbitrage, built for sportsbook volume.

Simple, usage-based pricing

One price for every transaction we check. No per-seat fees, no setup minimum, no surprises on the invoice.

3¢per transaction

Every transaction scored, the moment it arrives.

What each transaction includes

  • A real-time decision: clean, review, or flagged
  • An explainable verdict with the reasons behind it
  • Your own rule templates, tuned to your vertical
  • A chargeback probability score from the model
  • A full, tamper-proof action log
  • Console access for your whole team
Request access

Running high volume? Volume pricing on request.

Secure and audit-ready from day one

A complete log of every action, a flexible API, and the smallest data footprint we can run on. Built for audit from the start.

SOC 2 Type IIIndependent audit underway
Full action logEvery change logged
99.95% targetTransaction-intake availability
Kept for 7 yearsSecure long-term storage
Minimal dataWe store email only

Every decision, access and rule change lands in a log no one can forge, kept for seven years. We hold only cardholder and operator email — names, documents and addresses stay with your acquirer. Less data means less risk and a cleaner audit.

Questions a risk team asks first

  • How long does it take to get running?

    Your acquirer sends us a stream of transactions and you're live. Test-environment keys and docs come with access. We carry the scoring, the models and the console; your side is a single connection point, and most teams wire it up in an afternoon.

  • What data do you actually keep?

    Operator email and cardholder email. That's the whole list. Names, documents and addresses stay with your acquirer, where they already sit. Every decision, access and rule change is written to a log no one can quietly rewrite, and we keep it for seven years.

  • We already run an AML vendor. Where does Praevidense fit?

    Right next to it. We score and explain each transaction as it happens and push the verdict to your console. Think of us as the prediction and reasoning layer on top of what you run, not a system you have to tear out and replace.

  • Can we see a SOC 2 report?

    SOC 2 Type II is underway. The controls behind it are already in place: a change log nobody can forge, access logging, and the smallest data footprint we can run on. We'll walk you through the current audit status under NDA.

  • How do we get notified?

    Two ways, and you choose per rule. The moment a transaction arrives, we can send a real-time alert to your console and into your system. Or we hold it and surface it in a batched view that only shows what matches the filters you set, so the noise stays out of your day. Most teams run both.

  • What does it cost?

    Three cents per transaction. We check every transaction, including the ones that look perfectly clean, because that's where surprises hide. No per-seat fees, no setup minimum. Running real volume? Talk to us and we'll work out a rate.

Request access

Tell us where you sit in the flow. We will reach out with test-environment credentials and documentation.